11 th Circuit: Equitable Tolling Still Does Not Relate To Target date For § 523 Discharge Complaints


&# 8220; Ever before attempted. Ever before stopped working. Regardless of. Attempt once again. Fail once again. Fail better. &# 8221;  Samuel Beckett in Worstword, Ho Several have actually attempted to prolong the deadline for discharge grievances that is discovered in Bankruptcy Guideline 4007 (c), usually after missing out on the due date. The Eleventh Circuit lately affirmed that equitable tolling still does not relate to expand the target date in TL 90108 LLC v. Ford , 147 F. 4 th 1351, 2025 WL 2304512 (11 th Cir., August 11,2025 The concern was whether fair tolling applied to the Bankruptcy Guideline 4007 (c) target date to file a complaint under 11 U.S.C. § & sect; 523 (c) in light of subsequent Supreme Court viewpoints. 

A previous panel held that fair tolling did not apply to Rule 4007 See In re Alton , 837 F. 2 d 457 (11 th Cir.1988 The Financial institution said that the choice in Alton had been abrogated by the Supreme Court’& rsquo; s choices in Kontrick v. Ryan , 540 UNITED STATE 443, 124 S.Ct. 906, 157 L.Ed. 2 d 867 (2004, and Holland v. Florida , 560 U.S. 631, 130 S.Ct. 2549, 177 L.Ed. 2 d 130 (2010 In Kontrick , the High court held that Policy 4004 (denial of discharge)was a non-jurisdictional claim-processing regulation, yet it cut short of choosing whether equitable tolling might apply.

After Kontrick , the Court taken into consideration, in Holland , 560 U.S. at 645, 130 S.Ct. 2549, whether the nonjurisdictional law of restrictions in the Antiterrorism and Effective Capital Punishment Act (“& ldquo; AEDPA & rdquo;-RRB- may be equitably tolled. The Court ended that “& ldquo; a nonjurisdictional government law of constraints is normally based on a rebuttable presumption in favor of fair tolling.” & rdquo; Id. at 645– 46, 130 S.Ct. 2549 (emphasis in initial)(internal quote marks omitted). Therefore, based upon the mix of Kontrick and Holland , the restrictions duration in Policy 4004– carefully pertaining to Regulation 4007– is presumably based on equitable tolling.

The Creditor suggested that these instances properly established that Regulation 4007 was also a non-jurisdictional, claim-processing regulation like Policy 4004 and “& ldquo; have eliminated Alton & rsquo; s doctrinal underpinning to the point of abrogation, leaving the assumption in favor of fair tolling.”  & rdquo; The Circuit panel concurred that Policy 4007 is also a non-jurisdictional, claim-processing guideline but that was not sufficient to overturn Alton Absolutely nothing in Kontrick results in the conclusion that Policy 4007 can be equitably tolled, and Holland does not apply to the Personal bankruptcy Policies. “& ldquo; The doctrinal underpinning of our choice in Alton was a plain analysis of Rule 4007 (c) and the absence of any kind of express language in the rule indicating that its target date was subject to equitable doctrines.” & rdquo; See also Nutraceutical Corp. v. Lambert , 586 U.S. 188, 139 S.Ct. 710, 203 L.Ed. 2 d 43 (2019(& ldquo; Whether a rule precludes fair tolling turns not on its jurisdictional personality however rather on whether the message of the rule leaves space for such adaptability. & rdquo;(focus added ). The Financial institution & rsquo; s activity to prolong the due date to file a discharge problem was, therefore, effectively rejected in the Insolvency Court.

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